Fleischman Consumer Law Center

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Fleischman Consumer Law Center

315 Flatbush Ave # 401

Brooklyn, NY 11217

646.722.8649

info@NewYorkBankruptcyLitigation.com

Bill collectors, debt buyers and credit card companies are breaking the law with they try to collect debts that have been discharged in bankruptcy. Phone calls, letters and lawsuits after bankruptcy are illegal. It’s also against the law when your credit report isn’t updated to show the fact that you discharged the debt in bankruptcy.

The problem is that these illegal collection efforts happen all the time. And collecting discharged debts means big money for the banks and debt buyers. In fact, some debt buyers do nothing but purchased discharged debt after bankruptcy.

The problem is so widespread that even the national news media has talked about it. In a cover story article in 2007, BusinessWeek said, “The fresh start promised by bankruptcy is under attack as big lenders keep squeezing money out of consumers whose debts were canceled by the courts.”

The creditors and bill collectors are lurking out there, hoping you won’t know what to do when they come knocking for money. They hope you’ll give them some money to go away, and they’re betting that you don’t know your rights.

Prove them wrong, and make them pay for breaking the law.

The good news is help is available. You don’t need to live in fear of your old bills.

You filed for bankruptcy to get the collection letters and phone calls to stop, not so you could send them even more paper!
Lots of lawyers will tell you not to worry, that the letters and phone calls will just stop eventually. Other bankruptcy lawyers will tell yo to send a copy of your bankruptcy papers. But the fact is that this just takes up more of your time and effort, and increases your stress.

Creditors and collection agencies that keep trying to collect money after your bankruptcy can be held liable for money damages, and can be forced to pay your legal fees. They don’t get a free pass, and aren’t allowed to break the law. Not once, not ever.

The bill collectors will claim they made an honest mistake and will correct their records. Like a kid with their hand in the cookie jar - they’ll deny any wrongdoing just to get out of being in trouble. But the fact is that if a bill collector tries to collect from you after bankruptcy they don’t have any excuse - they got notice of the bankruptcy filing, of the discharge, and everything in between. They even have computer systems that automatically tell them when someone files for bankruptcy.

Old debts can hurt you by:

â– keeping your credit score down
â– lowering your chances to qualify for a new home, new car or credit cards
â– resulting in loss of job opportunities
â– increasing the cost of your car insurance
Creditors and bill collectors know how much you need your credit report in order to live your life. They want to hold your credit report hostage until you pay - even though you don’t owe them a dime!

Bottom line is they have no good excuse except that they hope you pay them instead of finding a lawyer like me.

They don’t want you to know about me. I am a lawyer who sues bill collectors when they break the law. I can help you beat the bill collectors and make them pay.

Don’t let bill collectors break the law and steal your fresh financial start. Contact me to get a lawyer who knows their tricks and will make them pay.

All you need to do is contact me right now or call 1-800-235-2203. Set up a free, confidential, no-obligation phone consultation. There’s never an up-front legal fee for me to take your case. And best of all – we can help you entirely by phone, fax mail and email.

Stop the harassment and re-build your excellent credit. Don’t get turned down for a car loan or a mortgage because of old debts you no longer owe. Take the first step by contacting me right now or by calling 1-800-235-2203.

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Phone Calls And Letters After Bankruptcy
Once you file for bankruptcy, the rule is simple - creditors are not allowed to call, write, or sue you. No collection efforts are permitted once your bankruptcy is filed with the court. It’s that simple.

Why do creditors and debt collectors still try to get money from you after bankruptcy? Learn more . . .
Credit Reporting Errors After Bankruptcy
It’s hard enough to worry about re-building your good credit after bankruptcy without having to worry about old accounts still showing up as past due. Once you discharge a debt in bankruptcy, the only thing that can be shown is that the debt has a $0 balance and has been discharged. So why do creditors keep showing discharged debts as past due? Learn More . . . Contact A Lawyer To Help Protect Your Rights!

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Type of Problem: Credit Report Errors Collection Phone Calls Collection Letters Lawsuits After Bankruptcy Other



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