Hayward, Parker & O'Leary, Esqs

/Home/Bankruptcy Attorneys in New York/Hudson Valley NY - Bankruptcy Attorneys/Bankruptcy Attorneys - Orange County, NY/Bankruptcy Attorneys - Middletown, NY

Hayward, Parker & O'Leary, Esqs

225 Dolson Avenue, Suite 303,
P.O. Box 929 Middletown,
New York 10940
Telephone: 845.343.6227


Middletown New York Bankruptcy Lawyer
Handling Chapter 7 & Chapter 13 Filings

At Hayward, Parker & O'Leary, Esqs. our bankruptcy law firm focuses its practice on consumer bankruptcy law and the protection of debtors' rights. Attorney Michael O'Leary devotes his entire career to helping clients obtain Debt Relief and representing them in two types of consumer bankruptcy:

Chapter 7 Bankruptcy--which involves the elimination of credit card debt, medical debt and unsecured loans; and
Chapter 13 Bankruptcy--which involves repaying your debt over a period of time with manageable monthly payments, and can be used to stop a foreclosure of your home
Our bankruptcy law firm understands how humiliating it can be to be on the receiving end of constant Creditor Harassment, at home and at work, from debt collectors and collection agencies . We can help you eliminate this Creditor Harassment and obtain peace of mind and a fresh start, making you able to answer the telephone without fear of creditor abuse. If your house is in Foreclosure we can help you bring the legal proceedings to an immediate halt, allowing you to repay the missed payments over a period of up to five years.

Our bankruptcy attorneys do not represent big businesses in Chapter 11 bankruptcy which involves corporate reorganizations, nor do we represent creditors. We only represent people like you who are struggling to pay their debts or save their homes from foreclosure.

Many people have the mistaken belief that the October 17, 2005 Changes in Bankruptcy Law made it impossible for people to file for bankruptcy, particularly Chapter 7. Nothing could be further from the truth. The credit industry seems to have lauched a massive campaign of misinformation designed to confuse the public, but do not be fooled. Our experienced consumer bankruptcy attorneys can easily guide you through the process, handling the complicated aspects for you so that you can obtain the Debt Relief that you so desperately need and deserve.

Our bankruptcy law firm is dedicated to helping good people overcome their excessive debt and free themselves from the harassment of creditors. We offer solutions through Chapter 7 Bankruptcy and Chapter 13 Bankruptcy and sometimes other Bankruptcy Alternatives.

We offer you a FREE BANKRUPTCY CONSULTATION to
discuss and evaluate your financial situation.

Is your answer “yes” to any of the following questions?

Have you experienced:
Unemployment
Underemployment
Business reversals
Health problems
Divorce
Separation
Have these problems caused you to accumulate a pile of bills that you will be unable to pay in the foreseeable future?
Is a secured creditor threatening foreclosure or repossession?
Are unsecured creditors filing lawsuits, or threatening to file them?
Is your salary subject to wage garnishment?
Has a creditor placed a restraint against your bank account?
Has the Sheriff seized an asset (i.e. automobile, etc.) of yours?
If you answered “yes” to any of these questions, then you should contact us to arrange a FREE BANKRUPTCY CONSULTATION.

Bankruptcy can be a powerful tool in the hands of a skilled bankruptcy lawyer. Discharging your excessive debt through bankruptcy can be the first step toward achieving financial stability. Catching up on your past due mortgage payments through a Court approved repayment Plan in a Chapter 13 Bankruptcy can save your home from foreclosure.

To learn more about bankruptcy, please read these sections on our website:

Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Bankruptcy Overview
FAQs regarding Bankruptcy
Debunking Bankruptcy Myths
Non-Bankruptcy Alternatives
Call our office today at (845) 343-6227 and speak to Attorney Michael O’Leary to arrange a free consultation to discuss your options regarding bankruptcy and other alternatives to bankruptcy.

Bankrupcy lawyers with offices in Middletown, New York serving Orange, Sullivan, Ulster and Dutchess Counties and communities including Newburgh, Port Jervis, Goshen, Monticello, Liberty, Ellenville, New Paltz, Kingston and Poughkeepsie.
This Law Firm proudly practices Bankruptcy Law, helping clients file cases under Chapters 7 and 13. According to the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, we are considered to be a Debt Relief Agency. Attorney Michael O’Leary has been practicing bankruptcy law for the past 28 years, his entire career. He is well respected in the “bankruptcy community,” and his clients frequently praise him for his personalized service and sound legal advice. Michael O’Leary is also a member of the U.S. Trustee Chapter 7 Bankruptcy Panel, serving the Poughkeepsie Bankruptcy Court.

Why Choose Us?



| Home | About Our Firm | Attorney Profiles | Specialty Areas | Bankruptcy Updates | Directions | Contact Us | Debunking Bankruptcy Myths | F.A.Q.’s | Web Resources | Sitemap |

This is Attorney Advertising. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship. [ Site Map ] [ Bookmark Us ]